That's crazy! I've had my car repaired 3 times in the 2.5 years I've leased it, because once I left a door open as I was backing out of the garage, once someone sideswiped me as I was parked at Target, and the third time someone rear-ended me.

The first time, a nice guy at the garage fixed it for free! I couldn't believe it. The Target time, our co-pay before insurance kicked in was about $400 out of pocket. The third time, the other person's insurance paid.